Intrinsic
experimental research from a novel perspective
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Real Estate Unaffordability Soars, What Happens Next?
US housing unaffordability is at its highest peak since the early 1980s. Yes, even surpassing (albeit slightly) the height of the pre-Great Recession bubble. The graph below charts unaffordability over time, where the higher the blue line, the more unaffordable housing is for 50% of household incomes. What happens next? The early 1980s provides the
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No, Apple Should Not Buy Disney
This morning I received a notification from Yahoo Finance of an article headlining, “Apple needs to buy Disney to make Vision Pro a success: Analyst.” Without breaking into too much of a tangent, one fact about me is that Yahoo often irks me with ridiculous content and I can’t help but make fun of it.
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The Truth About Online Dating
Let’s get the main idea out of the way right away: online dating is socially engineered to make companies money, and it’s not in singles’ best interests. Online dating, like most social media websites that grew out of the 00s, started out making heavy losses. As the 2010s moved forward, online dating services figured out
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I’m not betting on interest rates going down any day soon. Here’s why.
A significant majority of people, inside and outside the investing community, have the impression that interest rates are going to go up a little bit and then slide back down again shortly. Although no one knows for sure what will happen, I think it’s highly unlikely when looking back at historical patterns. The near-zero interest
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Why Roth Is So Amazing
Anyone with a finance friend has heard it before: Roth, Roth, Roth. Roth IRA, Roth 401K. Not only do I wholeheartedly believe in Roth, I think it’s worth it for all Millennials and Zoomers to try to stash as much as they can into Roth retirement accounts now. Note that there are several types of
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How to Forecast Project End Dates with Uncertainty
This post will hit a bit closer to home for me as a project manager. One of the details of my job is negotiating with several stakeholders to establish project schedules and determining project end dates. But how do we provide a project end date (and milestone end dates) when practically all projects have some
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The Right Way to Answer the “Repair or Replace Your Car” Question
I happen to know someone who right now is trying to answer this famous question: should I spend thousands of dollars to repair my old car, or sell it and get a new car? Many people think, “Well if my car is worth $5k, I wouldn’t bother spending more than 50% of that value in
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Energy Sector: Investing’s New Tech Sector?
Energy: It’s valuable, political, and a necessity for modern civilization. As an investment, it’s volatile and risky, even with a generous dividend. And I think it very well could be the next hot investing sector much like the tech sector was over the last decade. +The time is now Something happens when a resource gets
Anything you’d like me to write about?
Alex D Hayes 